Ways to Pay for a New Roof
A new roof is a big investment. Between insurance claims, FORTIFIED™ grants and insurance discounts, many Gulf Coast homeowners pay less than they expect. We’ll walk you through every option.
Storm Damage? Start With Your Insurance
If wind, hail or a fallen tree damaged your roof, your homeowners policy may cover repair or replacement minus your deductible. We inspect the roof, document the damage with photos, and work alongside your adjuster so nothing gets missed. How we help with insurance claims.
Strengthen Alabama Homes Grants
The Strengthen Alabama Homes program offers grants to eligible Alabama homeowners toward a new FORTIFIED Roof™. Grants are limited and awarded through the state’s application process. As a FORTIFIED™ certified roofer, we can help you understand the steps. How to apply.
FORTIFIED Insurance Discounts
Alabama insurers offer premium discounts on the wind portion of your homeowners policy for homes with a FORTIFIED designation. Over the life of the roof, those savings add up. Ask your insurance agent what discount applies to your policy. Learn about FORTIFIED costs and discounts.
Paying Out of Pocket or Financing
For projects not covered by insurance, we give you a clear written estimate up front so you can plan. We’ve also partnered with Improve Plus Financing so you can check your financing options online in a few minutes. Checking your rate won’t affect your credit score and it isn’t an application.
Financing is provided by third-party lenders through Improve Plus. Approval, rates and terms depend on the lender and your credit.
We Help You With
- A free inspection and photo report
- Documentation for your insurance claim
- Meeting your adjuster on site when needed
- FORTIFIED paperwork for grants and discounts
- A written estimate with no surprises
Get a Free Inspection
Honest assessment, photos of what we find, and a written estimate before any work begins.
Related Services
How It Works
1. Free Inspection
We inspect your roof and document its condition.
2. Review Options
We explain insurance, grant and payment options that fit your situation.
3. Paperwork
We provide the photos, estimates and FORTIFIED documents you need.
4. Build
We install your roof and handle final documentation.
Paying for a Roof: FAQs
Will insurance pay for my new roof?
If your roof was damaged by a covered event like wind or hail, your policy may cover repair or replacement minus your deductible. Coverage depends on your policy; we document the damage and work with your adjuster.
Can I get a grant for a FORTIFIED roof?
Eligible Alabama homeowners can apply for Strengthen Alabama Homes grants toward a FORTIFIED Roof. Availability is limited, so apply when the application period opens.
How much can a FORTIFIED roof save on insurance?
Alabama insurers offer discounts on the wind portion of your premium for FORTIFIED homes. The amount depends on your insurer and policy, so ask your agent for a quote.
Do you offer financing?
Ask us during your free inspection and we’ll tell you what options are available for your project.